Credit cards and debit cards are often almost identical, with 16 card numbers, expiration dates, magnetic strips, and EMV strips. The two cards can make it easy and convenient to buy things in a store or online, with one key difference. A debit card allows you to spend money by accessing the money you have deposited in the bank while credit card allows you to borrow money from the card issuer up to a certain amount to make purchases or withdraw money.
The quality and protection they offer is hard to beat, but they have important differences that can greatly affect your wallet.
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