Nationwide Mutual Insurance Company: Home, Life and Health Coverage

Do you want to know about Nationwide Mutual Insurance Company? In this article, you’ll see the key things you need to know. Also, pay more attention to Nationwide Life Insurance, Nationwide Mutal home insurance, and Nationwide pet Insurance.

Brief introduction

This company is Often referred to as Nationwide. The Nationwide Mutual Insurance Company and allied companies are a collection of significant insurance and financial services providers. Its headquarters are in Columbus, Ohio. Additionally, the business has regional offices in Scottsdale, Arizona; Des Moines, Iowa; and San Antonio, Texas. With around 25,391 employees, Nationwide is currently the 80th-ranked business on the 2022 Fortune 500 list. Nationwide is ranked No. 21 on Fortune’s list of the hundred Best Companies to work with.

Furthermore, A part of the group’s entity, known as Nationwide Financial Services (NFS), was founded on the New York Stock Exchange. This happened before Nationwide Mutual repurchased it in 2009. Then, Since NFS went public in 1997, it was the one with the highest shares of the company’s common shares.

Advanced Technologies used by Nationwide Mutal Insurance company 

Business Collaboration

Yammer and SharePoint are combined to create the “SPOT” internal collaboration platform at Nationwide. This platform gives staff members a seamless user experience.

Application for mobile phone 

Nationwide Mobile is a free iPhone application, that was made available in 2009. The software is intended to help drivers by guiding what to do next following an accident. Additionally, it enables the exchange of accident and insurance information and assists Nationwide customers in beginning the claims process. It also locates nearby shops that are approved by Nationwide. The first American insurance company to provide such an iPhone app was Nationwide.

Nationwide Mutal home insurance

The ease of submitting a claim, website transparency, the company’s financial stability, complaints statistics from the National Association of Insurance Commissioners, and other factors are all included in the rating system for home insurance.

Except for Alaska, Hawaii, and Louisiana, Nationwide sells homeowners insurance in all 50 states, including Washington, D.C.


  • It covers the cost of restoring or constructing your home’s framework.
  • There is coverage for harm to separate structures like a fence or shed.
  • Covers the cost of replacing or repairing personal items like clothing or furniture.
  • if you must live somewhere while your home is getting covered repairs, it will cover hotel accommodations, dining out, and other costs.
  • if you are accountable for someone else’s injuries or damage to their property, Nationwide insurance will clear your legal costs and damages.
  • regardless of any blame, it protects your visitors injured while at your house.

Above are the standard coverages rendered by Nationwide Insurance company. However, they are other coverages you can benefit from depending on where you live and the policy you have. They are ;

  • Guaranteed or extended replacement cost protection
  • Replacement of damaged property with new ones
  • when it’s about your roof, a better roof will be made available 
  • There’s identity theft coverage available 
  • water coverage 
  • A personal injury that covers libel and slander
  • property of high value is covered by the insurance company ( jewelry, art)

Nationwide home insurance rate

Nationwide house insurance typically costs $2,207 annually. That costs more than the $1,784 yearly average for the country. Additionally, it exceeds the typical rates of some of Nationwide’s major national rivals.

Nationwide life Insurance 

A strong selection of life insurance policies is provided by Nationwide. Although there are other possibilities with lower prices, the company’s life insurance rates are very low when you compare them to others. However, to bolster your coverage, you can add riders to both term and permanent insurance. Permanent and term life insurance are also available at Nationwide insurance company. These cover entire, universal, indexed, and variable universal policies.

The life insurance alternatives offered by Nationwide are numerous, adaptable, and among the more cheap ones. There are no quotes or applications for permanent life insurance.

What is the cost of Nationwide Life Insurance?

The price you’ll pay for a Nationwide life insurance policy might vary depending on several variables, such as:


It is typically less expensive to purchase life insurance when you are young and in excellent health. The reason is that younger people typically enjoy lower premiums than older people.

Coverage Level

Costs are higher for insurance with higher death benefits than for those with lower death payouts.


The Centers for Disease Control and Prevention state that women typically live longer than males do. Men frequently pay greater life insurance rates as a result.


When you want to pay your premium may go up if you have pre-existing diseases like heart disease or a history of cancer.


Individuals that work in hazardous industries like forestry, construction, or commercial fishing frequently pay more for life insurance.

Nationwide pet Insurance 

Four different types of pet insurance are available Nationwide. There is the pet well-being program which includes immunizations, physicals, and tests. Furthermore, exams, medicines, chronic diseases, surgery, hospitalization, and a few hereditary conditions are all covered under the Major Medical plan. In addition to advantages like recommended pet diets and supplements, gingivitis, parasite treatments, and Cesarean sections. The Whole Pet package includes everything Major Medical does.

The majority of species of birds, reptiles, rodents, and odd pets including sugar gliders, goats, hedgehogs, ferrets, and chinchillas are covered under its Avian & Exotic Pet Plan. which also covers accidents and illnesses. Only Nationwide offers coverage for animals other than cats, dogs, and horses in our ranking for 2023.

Depending on the plan you select, your benefit caps may change. In contrast to Major Medical, which has an annual per ailment or service limit. the Whole Pet will have an annual cap.

The maximum enrollment age across the board is ten years old. Nationwide does not, however, permanently disallow previous illness. For instance, your pet might qualify for coverage if it has a condition that has been thought to be cured for at least six months.

What is the price of Nationwide pet insurance?

A mixed breed of a year and a half that weighs 50-90 pounds costs $56.74 per month( wellness plan). The sample policy of a year-old male cat costs $28.15 per month. Note, Both rates include a $10,000 yearly cap. and a $250 annual deductible for animals that live in Texas.

Nationwide auto insurance 

What do you know about Nationwide auto insurance? Well, Including Washington, D.C., all 50 states have access to Nationwide’s top-rated vehicle insurance products. They make it simple to alter your coverage so that you only pay for the security you require. Auto insurance packages can be upgraded with features like vanishing deductibles, accident forgiveness, and roadside assistance. Customers can alter the policy limitations to increase protection in the areas where it is most needed.

Nationwide provides the typical car insurance protections, such as comprehensive collision, gap insurance, uninsured and underinsured motorist insurance, and bodily injury liability. The company also provides several options to reduce the cost of auto insurance. The company uses SmartRide usage-based insurance plan. The insurance plan offers you a 15% discount when you join.

Moreover, Nationwide is the eighth-largest vehicle insurance provider in the US according to their most current report.

Kinds of coverage offered by Nationwide Auto Insurance 


In occasions of Vandalism, natural disasters, theft, and even collisions with animals are some of the things that Nationwide may assist cover for damage to your car. Additionally, it is a benefit that is optional. For instance, if you decide to pay for comprehensive coverage. you can reduce your costs by raising what we call deductibles.


No matter who was at fault, collision coverage can assist in covering damage to your car if you collide with another car or something else. Have it in mind that when you claim collision insurance, a deductible will be required.

Gap coverage 

Gap insurance might assist in covering the shortfall. if you owe more on your car than it is worth and it is totaled in an accident. The cost of your deductible is unfortunately not covered by Nationwide’s gap insurance. instead, it will be deducted from the amount of money you get refunded.

Uninsured and Underinsured Motorist

When you are involved in a collision with a driver who does not have enough insurance. uninsured and underinsured motorist coverage can help fill up any gaps in your coverage. Also, This insurance will pay for the damage and medical expenses for you and other car passengers.

Liability Car Insurance Coverage

When you cause an accident that causes injuries, bodily injury responsibility can assist in covering costs, such as medical expenses and lost wages.

However, our property damage liability coverage may be able to assist with the cost of repairs. Additionally, this coverage may come into play to defend you if you are accused of causing an accident.

Note that Nationwide auto Insurance offers interesting discounts like Multipolicy discounts, smart ride discounts, smart miles discounts, Accident-free discounts, and so on. You can visit any insurance agent for more information on the different Discounts.

Nationwide mutual insurance Customer Service

Users can access insurance cards, pay bills, and check policy details on the Nationwide mobile app without logging in. Both iOS and Android smartphones support the download of this practical app. Strong customer feedback from third parties has been obtained.

Customers can get help and assistance by calling 1-877 On Your Side (1-877-669-6877). You can call from 9 a.m. to 10 p.m. ET on weekdays and from 11 a.m. to 3 p.m. ET on Saturdays. Every day of the week, from 8 a.m. to 11 p.m. ET, telephone customer assistance is available.

Who is the CEO of the Nationwide mutual insurance company?

Krit walker is the current CEO of the company. He was made the CEO of the ist of October 2019.

How many employees, does Nationwide insurance have?

They have 25,391 employees.


This great company has proven to be one of the best in the united states of America and has earned the trust of the citizens. It offers similar services to other insurance but according to research, it stands outs to be one of the best in the country. You can visit them as it’s one of the top 10 best insurance companies in the US.

Key phrases

1 Nationwide Mutual Insurance Company

2 Nationwide life Insurance 

3 Nationwide Mutal Home insurance

4 Nationwide pet Insurance 

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